90°, FairListing of Home and Garden Calculators
A large majority of adults place home ownership at the top of their priority list, envisioning owning their own piece of the world where they make the rules and décor decisions without the hassle of dealing with a landlord. While home ownership can be a rewarding and financially sensible option, it is not without its share of headaches. Owning a home costs more than renting, even if the monthly payment is equal to or less than what one would pay a landlord. The responsibility of maintenance and repairs falls squarely on the shoulders of the homeowner, and can drain their pocket book rather quickly. Dealing with all of these issues can be frustrating, exhausting and most certainly confusing. Thankfully, there are resources online for homeowners to help steer them in the right direction, starting with the following handy calculators.
Financial Calculators
- Ginnie Mae: A mortgage calculator that will estimate the total cost of a loan after taxes as well as the estimated monthly payment.
- Mortgage Calculator: This calculator takes into account the potential homeowner’s other financial obligations to determine whether they can afford the cost of their mortgage.
- Credit Union:This calculator estimates the closing costs for a mortgage based on the amount of the loan.
- Bank Rate: Helps customers estimate how much they should put down on their mortgage.
- American Bankers Association: Estimates the new monthly payments and loan total after refinancing.
- Yahoo Real Estate: Helps potential homeowners determine if it makes more sense to rent a home or buy a home.
- CNN Money:A mortgage calculator that estimates the monthly payments, interest and potential private mortgage insurance based on the total loan amount.
- Freddie Mac: Estimates the monthly payment and total loan payment based on two different down payment amounts.
- Federal Housing Authority: Determines whether it makes more financial sense to rent or buy a home.
- Century 21: Provides an amortization chart based on the mortgage loan amount.
- My Fico: Helps determine the amount of closing costs associated with a mortgage.
- University of Maryland: A calculator that compares the cost of a loan based on 15 or 30 years.
- New Hampshire Housing: A calculator that determines how much mortgage a person can afford based on their income and living expenses.
Home Improvement Calculators
- Department of Energy: Determines the cost per cubic foot to install insulation in a home.
- Better Homes and Gardens: Estimates the amount of carpet needed to cover the floors in a home.
- DIY Not: Estimates the amount of tile needed to cover the floors in a home.
- My Home Ideas: Estimates the amount of tile needed to cover walls in a bathroom or other room.
- Concrete Network: Estimates the amount of concrete needed for slabs, footings and columns.
- Fine Home Building: Estimates the amount of drywall and compound needed for a project.
- Energy Star: Estimates the yearly savings of switching standard light bulbs to energy efficient light bulbs.
- Consumer Reports: Estimates the amount of air conditioning power a home requires and possible installation suggestions.
- This Old House: Estimates the amount of interior paint needed for a home.
- South Florida Water Management District: Calculates the amount of water used in a home, determining the size of water heater needed and ways to save energy.
- Construction Resource: Estimates the amount of lumber needed to frame walls in a home.
- Relocation: Estimates the cost of moving based on the amount of household items and the distance of the move.
- RoofCalc: Recommended by the US Government, this calculator shows how much an energy efficient roof will save homeowners in energy costs per year.
- HGTV: Estimates the cost of renovation based on individual rooms.
Garden/Yard Calculators
- Be Water Wise: Calculates the amount of water needed to maintain different types of landscaping.
- New Mexico State University: Estimates the amount of water needed to maintain grass yards.
- Manage My Life: A calculator that estimates the amount of grass seed needed to plant a lawn.
- Sod Solutions: Estimates the amount of sod needed to cover an area.
- Craftsmen Network: Estimates the cost of installing a deck
- Decks: Estimate the material needed to construct a deck.
- Hoover Fence: Estimates the costs and materials to install a wood fence.
- Purdue University: Estimates the amount of fertilizer needed for specific lawns.
- Garden Place: Estimates the amount of mulch needed for landscaping areas based on 2 or 3 cubic yards or by the truck load.
- University of Minnesota: Estimates the amount of plants needed to cover a given area and how far apart to plant them.
- Morris Brick: Estimates the amounts of bricks or pavers needed for a given project.
- University of Kentucky: Estimates the cost of installing a fence.
- Mr Mulch: Estimates the amount of gravel needed for a landscaped area.
